Joke of the Day 2-22-07

[Procharged5.0]

Only in Louisiana. You gotta love this lawyer - it's too good not to
share! Everyone who has ever bought a house will enjoy this.

A New Orleans lawyer sought an FHA loan for a client. He was
told the loan would be granted if he could prove satisfactory title to a
parcel of property being offered as collateral. The title to the
property dated back to 1803, which took the Lawyer three months to track
down. After sending the information to the FHA, he received the
following reply
(Actual letter):
"Upon review of your letter adjoining your client's loan
application, we note that the request is supported by an Abstract of
Title. While we compliment the able manner in which you have prepared
and presented the application, we must point out that you have only
cleared title to the proposed collateral property back to 1803. Before
final approval can be accorded, it will be necessary to clear the title
back to its origin."

Annoyed, the lawyer responded as follows (actual letter):

"Your letter regarding title in Case No. 189156 has been received. I
note that you wish to have title extended further than the 194 years
covered by the present application. I was unaware that any educated
person in this country, particularly those working in the property area,
would not know that Louisiana was purchased, by the U.S., from France in
1803, the year of origin identified in our application. For the
edification of uninformed FHA bureaucrats, the title to the land prior
to U.S. ownership was obtained from France, which had acquired it by
Right of Conquest from Spain. The land came into the possession of Spain
by Right of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of seeking a
new route to India by the Spanish monarch, Isabella.
The good queen, Isabella, being a pious woman and almost as careful
about titles as the FHA, took the precaution of securing the blessing of
the Pope before she sold her jewels to finance Columbus' expedition. Now
the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the
Son of God, and God,it is commonly accepted, created this world.
Therefore, I believe it is safe to presume that God also made that part
of the world called Louisiana.
God, therefore, would be the owner of origin and His origins date back,
to before the beginning of time, the world as we know it AND the FHA. I
hope you find God's original claim to be satisfactory. Now, may we have
the godamn loan?"

The loan was approved.